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In-built compliance automation
for KYC & AML process

Real-time database update AI enhanced news monitoring

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About iFinGate

As a subsidiary of FundingReach Holding Limited, iFinGate is inspired by tightened compliance regulatory requirements across the globe, leading to the surge on costs and fines to the banks and non-banks segments. With scarcity of compliance talents, we  intensifies problems where automation will be the only way out. 

iFinGate is positioned as a homegrown RegTech pioneer, innovating the automated system to streamline the compliance process, converts the compliance policies and regulations to executional process, real time checks on compliance breaches and performs AI-enhanced 24-7 news monitoring. We leverage on big data analytics, automation and AI-machine learning, to establish our leading position in afore-mentioned areas, and to provide an affordable, efficient and professional RegTech service. 

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Advanced Technology

Application of data science and machine learning technology to help clients mitigate compliance risks.

iFinGate has set up a radically different technical architecture, leveraging on data science and machine learning to mitigate risk computationally. Our system is built to aggregate and analyse loads of data on a real time basis. The analysis provides valuable insights and information for clients to make decisions from a compliance perspective.

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In-built Compliance Automation

Compliance workflow fully automated to minimize human error and delay.


iFinGate’s proprietary in-built compliance automation system is designed to integrate seamlessly with the client’s internal compliance procedures. Client’s KYC process for AML and CTF regulatory compliance can be integrated into our system as well as the onboarding workflow. With iFinGate compliance automation, customer on-boarding and continuous risk reviewing has never become easier.

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Cost Effective Solution

Huge savings on compliance costs and significant improvement in efficiency.​

iFinGate is committed to offer our clients the most cost-effective solution to meet their compliance requirements. Meeting the ever-increasing demand from regulators and authorities are expensive and may consume lots of internal resources.  With iFinGate’s products and services, clients would be able to manage complex compliance requirements with minimum time and cost.

Our Team

FundingReach is founded by a team of senior bankers and IT experts with decades of experience. We leverage our knowledge on lending market. We integrate innovative technology elements and close to the local business circle. We collaborate, share and commit to build a secured FinTech Platform. Together let us combine FinTech together with our knowledge and experiences in lending, to support you, the businesses and Hong Kong economy.

Meet our Esteemed Advisory Board

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Senior Advisor


Ivy is the former Chief Executive of OCBC Bank Hong Kong. She was on the boards of HK Life Insurance Co Ltd, Bank Consortium Trust Co Ltd as well as JETCO. Prior to joining OCBC, she was the Chief Executive of ANZ Hong Kong Ltd, an Australian bank she worked for 9 years since 2011. Ivy has extensive experience in the financial services industry, starting as Management Trainee in Standard Chartered Bank, back in 1986. She is the convenor of the Women Chief Executive Group, working with 50+ Women Chief Executives in the financial services industry in HK to enhance diversity and inclusion as well as to attract talents to the industry. She is also on the board of HK Dance Company and Read Cycling Co Ltd. Ivy holds an MBA degree from University of Sydney, Australia and a Bachelor of Social Science degree from University of Hong Kong and is a FCPA of CPA Australia.

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Senior Advisor


Anson is the former Head of Commercial Bank and Alternative Chief Executive of Citi Hong Kong.  In his 32 years with the bank (1991 – 2023), he has extensive experience in credit risk management, conglomerates and public sector, and building the Citi Commercial Bank.  Before joining Citi, he worked in Chase Manhattan Bank in Sydney for 5 years as Credit Executive.  He served as Steering Committee Member, Intellectual Properties, Commerce and Economic Development Bureau, HKSAR (2013 – 2015), Budget and Allocation Sub-Committee Member, Community Chest (2012 – 2017) and Consultative Council Member, HK Association of Banks (2012 – 2023).  Anson holds an MBA degree (Finance) from the University of Sydney and a Bachelor of Science degree (Computer Science) from the University of New South Wales.

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Senior Advisor


Alex Cheung is the former Head of Institutional Banking Group in Hong Kong from June 2011 until his retirement in December 2022, responsible for growing DBS’s franchise in the corporate and commercial banking businesses in Hong Kong. He was also the Alternate Chief Executive of DBS from December 2012 to December 2022. Prior to joining DBS, he was the Regional General Manager, North East Asia and General Manager of Oversea-Chinese Banking Corporation Limited, Hong Kong Branch. Prior to such appointments, Mr. Cheung held senior positions in corporate commercial banking and risk management with major international banks including Citibank, Hong Kong, ABN AMRO Bank N.V., Hong Kong and Rabobank, Hong Kong Branch. In addition, Mr. Cheung was a member of the Banking Industry Training Advisory Committee, board member of International Chamber of Commerce, HK and Singapore Chamber of Commerce, HK, member of the Advisory Board of Hong Kong Export Credit Insurance Corporation. Mr. Cheung has been appointed as an Independent Non-Executive Director of Dah Sing Bank, K. Wah International Holdings Limited and Yuexiu Property Company Limited. He is also the Chairman of World Green Organisation, , a member of the Hong Kong Academy of Finance and a member of the Advisory Committee on Accounting and Finance of the Hong Kong Polytechnic University. Mr. Cheung holds a Bachelor of Social Sciences degree in Economics from the University of Hong Kong.


Technical Advisor


Edmund is the Associate Head (Research and Innovation) & Professor in Electrical and Electronic Engineering at HKU, as well as Professor in Computer Science (by courtesy) and Director of the Computer Engineering Program. He is a Fellow of IEEE, HKIE, Optica, SPIE, IOP, and IS&T, and a Founding Member of the Hong Kong Young Academy of Sciences. He graduated with BS, MS and PhD in Electrical Engineering from Stanford University. Edmund has extensive research publications in the areas of Data, Imaging and Machine Learning.

Meet our Production Team

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Founder & CEO


William is the former Head of Large and Medium Corporates,  Commercial Banking of Citibank.  William has extensive experiences in Banking, he had held various senior positions in the Corporate and Commercial Banking sector, including Head of Large and Medium Corporates of Commercial Banking at Citibank, Head of Agri and Energy at Standard Chartered Bank, and Head of Local Corporates at ANZ.

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Oliver is the Advisor of Electrical and Electronic Engineering of HKU, and former IBM leadership team. With 25 years of experience in Cloud application and data analytics technologies, Oliver led the development and operation of a SaaS messaging service and a Cloud security service at IBM for 8 years, and was the Technology Development Director for a HK listed company Pacific Online which holds a group of consumer portal sites in mainland China. He has also held key technical management and architect positions in other companies (e.g. Charles Schwab, Cox Automotive, Linmark)

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Partner – Credit Analytics


Tammy is the former Chief Risk Officer for Citibank (China) Co. Ltd. Tammy worked in Citibank for 18 years from 1990 to 2008, of which the first 10 years with Citibank Hong Kong, and the last 8 years with Citibank China. After leaving Citi in mid 2008, Tammy turned into a risk management consultant providing credit trainings and risk management advisory work. In addition, Tammy was appointed by IFC under the World Bank as a representing non-executive director for its investment in Shenzhen Longgang Guoan Village & Township Bank from 2012 to 2015.

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Director - Credit Analytics


Lolita is the former Head of Commercial Risk of ANZ. Lolita has 25+ years experience in banking sector, specialised in the field of credit risk management and credit analysis, possesses regional exposure during her tenure in various international banks.  Prior to joining our team, Lolita was the Head of Emerging Corporates Credit Risk, at Australia and New Zealand Banking Group, Head of Global Corporates, Standard Chartered Bank and Head of Local Corporates, Standard Chartered Bank.

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Partner – Credit Analytics


Gemay is the former Head of China Corporate Division and Real Estate Division of Citibank. Gemay worked in Citibank for 20 years from 1986 to 2006. During her first 14 years with Citibank, she developed and acquired her origination and credit skills by working in various marketing departments in the Corporate Bank. She was the head of China Corporate Division and Real Estate Division. In the last 6 years with Citibank, she was the country risk manager of HK overseeing the credit risk management function for the institutional bank in Hong Kong. In addition, she was the Real Estate Industry Specialist for Asia providing specialist approval for real estate transactions in Hong Kong, Singapore and China.

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